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About Us
Hindustan Asset Reconciliation and Securitisation Limited (HARASL) is a globally recognized entity and a Public Limited Company, incorporated under the Companies Act 2013. Our core focus is on comprehensive asset reconciliation, covering real estate, movable and immovable properties, and all types of debts.
At HARASL, we pride ourselves on our expertise in various critical domains, including One Time Settlement (OTS), bad debts, corporate Non-Performing Assets (NPAs), dynamic settlement, loan restructuring, debt moratoriums, consortium financing, and asset reconciliations. Our unmatched proficiency in banking dispute settlement and loan resolution distinguishes us in the industry.
Vision & Mission
Vision
Be the pioneer of asset reconciliation and securitisation industry for Indian economy by enhancing velocity of wealth & capital.
Mission
To provide the excellent and lawful platform for asset reconciliation & wealth management. Establish the fair, legal & transparent business practices. Accelerate the expansion of market for all kinds of disputed debts.
Our skills
Non-Performing Assets
97%
One of our primary areas of focus is the minimisation and resolution of Non-Performing Assets (NPAs) in accordance with the rule of law. We understand that NPAs pose significant challenges to financial institutions, impacting their profitability and financial stability. HARASL steps into the resolution of these NPAs from banks, financial institutions, Non-Banking Financial Companies (NBFCs), Public Sector Undertakings (PSUs), corporate houses, and government departments. By doing so, we help our partners clean up their balance sheets and improve their financial health.
Facilitation of OTS
99.5%
One Time Settlement (OTS) is a critical tool in our arsenal for resolving bad debts. Our lawful facilitation of OTS agreements allows borrowers and lenders to reach mutually beneficial settlements, often involving a single, comprehensive payment that resolves the debt in full. This approach not only helps in the quick recovery of dues but also provides relief to borrowers, enabling them to move forward without the burden of unresolved debt.
Loan Settlement
100%
Our lawful loan settlement services are designed to provide swift and effective solutions for outstanding debts. We engage in dynamic settlement processes, tailored to the specific needs and circumstances of each case. Our approach ensures that settlements are reached promptly, maximizing the returns for our clients. Whether it’s restructuring existing loans or facilitating settlements, HARASL brings unparalleled expertise to the table.
Our Approach
100%
HARASL acquires a wide range of non-performing assets, including long-pending debts, legal dues, bills, movable and immovable properties, and loans. We operate on mutually agreed conditions and prices, aiming to maximize returns at the earliest opportunity. Our advanced resolution strategies are grounded in legal and regulatory frameworks, ensuring that all our operations are compliant and above board.
Why Choose HARASL
Expertise
Our deep domain knowledge and industry experience in asset reconciliation and loan resolution are second to none.
EFFICIENCY
We employ advanced methodologies to ensure quick and effective resolution of NPAs and bad debts.
RELIABILTY
HARASL is committed to maintaining the highest standards of integrity and transparency in all our dealings.
HARASL is dedicated to providing exceptional service and innovative solutions in asset reconciliation and securitization. Our goal is to help our clients achieve financial stability and growth through effective management of their non-performing assets.